3 Prominent Reasons to Tell Whether Kansas a No-Fault State or Not

Answered by

Marian Serrano
Marian SerranoDirector of Outreach

Posted on Jan 17, 2023

There are several reasons to determine whether Kansas is a no-fault state or not. One reason is the definition of a no-fault state. According to the National Conference of State Legislatures, a no-fault state is one where "drivers are required to carry insurance that covers their own losses in a crash, regardless of who caused the accident."

Another reason is the insurance laws in Kansas. Kansas law requires all drivers to have liability insurance. Liability insurance covers injuries and damages to other people or property if you are at fault in an accident. However, Kansas does not have a no-fault insurance system. This means that drivers can still sue each other for damages, even if they were both involved in the accident.

A third reason is the way car accidents are reported. In a no-fault state, drivers report accidents to their own insurance company. This is different from a traditional tort state, where drivers report accidents to the insurance company of the driver who caused the accident.

Finally, there are differences in the way insurance companies handle claims in no-fault and tort states. In a no-fault state, insurance companies typically settle claims quickly and without a lot of litigation. In a tort state, insurance companies are more likely to dispute claims and file lawsuits.

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