When Can You Expect Your Credit to be Pulled Before Closing?

Answered by

Ray Patterson
Ray PattersonPublished Insurance Expert

Posted on Jan 19, 2023

There is no one definitive answer to this question, as it can depend on a number of factors, such as the lender, the type of loan, and the buyer's credit history. However, a credit check is typically pulled sometime in the weeks leading up to the closing date. This allows the lender to assess the buyer's creditworthiness and make sure they are still able to afford the loan. If there are any concerns, the lender may choose to delay the closing or even decline the loan altogether. So if you're wondering when your credit will be pulled, it's best to speak with your lender directly.

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