Bad Credit

Find advice, tips and answers to questions about Bad Credit here.

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Does a car loan require a credit score of 630?

1. A car loan may not require a credit score of 630, but it is likely that a score this high will be required in order to receive the best interest rates.2. A credit score is just one factor that lenders look at when deciding whether to approve a loan.3. Other factors that lenders may consider inclu

Mar 31, 2023
How can I acquire a car without having my credit checked?

There are a few ways to go about acquiring a car without a credit check. One option is to buy a used car from a private seller. Another option is to look into car leasing or financing through a credit union. A third option is to buy a car from a dealership that offers in-house financing. Whichever o

Mar 31, 2023
With a credit score of 550, what interest rate can I expect for a car loan?

With a credit score of 550, you may be able to get a car loan with an interest rate of around 10%. However, the interest rate you qualify for may be higher or lower, depending on the lender you work with. It's important to shop around for the best deal on a car loan, so you can get the best interest

Mar 31, 2023
Can I receive a car loan with terrible credit and no cosigner?

Yes, you can receive a car loan with terrible credit and no cosigner. However, the terms of the loan may be less favorable than if you had a cosigner. You may also need to put down a larger down payment. Talk to your lender about your options and be sure to shop around for the best rates.

Mar 31, 2023
With a credit score of 450, are I qualified for a car loan?

1. A credit score of 450 is below the average credit score, so you may have a difficult time qualifying for a car loan.2. Your best bet would be to speak with a lender to see if there are any special loan programs available for people with low credit scores.3. You may also want to consider a secured

Mar 31, 2023
Is it possible to buy a car with a credit score of 450?

It is possible to buy a car with a credit score of 450. However, you may not get the best interest rate or terms on the loan. You may also have a harder time finding a lender who will work with you. It is important to shop around and compare rates to find the best deal. You may also want to consider

Mar 31, 2023
Can I still qualify for a loan if I've already had a car repossessed?

Yes, you may still be able to qualify for a loan even if you have had a car repossessed in the past. However, the loan amount and interest rate you qualify for may be lower than if you had no history of car repossessions. Talk to a loan specialist to find out what options are available to you.

Mar 31, 2023
What credit score is required by Bank of America to qualify for a car loan?

There is no definitive answer to this question since Bank of America may have different requirements depending on the type of car loan you are seeking. Generally, a credit score of 600 or higher is recommended to be eligible for a car loan. However, it's always best to check with Bank of America dir

Mar 31, 2023
Can You Persuade a Dealer to Grant You a Loan Even when Your Credit is Poor?

There are a few things that you can do in order to persuade a dealer to grant you a loan, even when your credit is poor. First, you can try to build a relationship with the dealer. This means that you should be polite and respectful, and you should make sure to keep up with your payments. You can al

Mar 31, 2023