Car Loans

Find advice, tips and answers to questions about Car Loans here.

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Does it really matter whose name appears first on a car loan?

There is no one definitive answer to this question. It can depend on a number of factors, such as the lender's policies and the borrower's credit score. Generally, the borrower's credit score is more important, and the name that appears first on the loan will be the one that is reported to the credi

Mar 29, 2023
Does a car loan require a credit score of 630?

1. A car loan may not require a credit score of 630, but it is likely that a score this high will be required in order to receive the best interest rates.2. A credit score is just one factor that lenders look at when deciding whether to approve a loan.3. Other factors that lenders may consider inclu

Mar 29, 2023
Can I still get a loan if I still owe money on my car?

Yes, it is possible to get a loan even if you still owe money on your car. However, the terms of the loan may be different than if you did not have any debt. You may have to pay a higher interest rate or have a shorter repayment period. It is important to shop around and compare offers to find the b

Mar 29, 2023
How long does it take to repay a title loan?

There is no one definitive answer to this question. The amount of time it takes to repay a title loan can vary depending on a number of factors, including the size of the loan, the interest rate, and the terms of the agreement. Generally speaking, though, title loans can be repaid over a period of t

Mar 29, 2023
How can I purchase a vehicle without fetching a loan?

There are a few ways that you can purchase a vehicle without fetching a loan. One way is to save up for a down payment. A down payment is a portion of the cost of the vehicle that you pay upfront. This reduces the amount of money that you need to borrow from a lender. Another way to purchase a vehic

Mar 29, 2023
How can I acquire a car without having my credit checked?

There are a few ways to go about acquiring a car without a credit check. One option is to buy a used car from a private seller. Another option is to look into car leasing or financing through a credit union. A third option is to buy a car from a dealership that offers in-house financing. Whichever o

Mar 29, 2023
Can I purchase a car with my student loan?

Yes, you can purchase a car with your student loan. In fact, there are many options available to you when it comes to buying a car. You can use your loan to buy a new or used car, and you can even use it to buy a car outright or lease one. Just be sure to shop around and compare prices to find the b

Mar 29, 2023
What perks and downsides come with a cosigner for a car loan?

When you cosign a car loan, you are essentially taking on the responsibility of the loan if the primary borrower cannot repay it. This can be a big responsibility, and it's important to understand the potential consequences before you cosign.The main perk of cosigning a car loan is that it can help

Mar 29, 2023
How can I prepay my auto loan?

There are several ways that you can prepay your auto loan. You can call your lender and ask about making a payment over the phone, or you can go online and make a payment through your bank's website. You can also mail a check to your lender or drop it off in person. Just be sure to include your loan

Mar 29, 2023
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