1) Because it's irresponsible and can lead to people buying cars they can't afford.2) Because it can create a cycle of debt for people who can't afford it.3) Because it can lead to people defaulting on their loans and losing their cars.4) Because it can create a lot of instability in the market for cars and lead to higher prices for everyone.

Yes, you can receive a used car loan for 72 months. In fact, there are many lenders who offer car loans with terms of 72 months or longer. The key is to shop around to find the best deal.When considering a car loan with a term of 72 months or longer, it's important to think about your budget. Make sure you can afford the monthly payments, and be sure to factor in the cost of car insurance, gas, and maintenance.If you're looking for a used car loan with a long term, be sure to compare interest rates and terms from different lenders. The best deal may not always be the longest term. It's important to find a loan that fits your needs and budget.

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